Obtaining Funding

OVERVIEW
There is generally more financial aid for students in the graduate level than in the undergraduate. Though the competition is very keen, financial aid is available for graduate study and research. Financial aid may come from either public or private institutions or private foundations and organizations. At a graduate level, students should apply for admission and financial aid directly to the department and department decides who will be accepted and awarded financial assistance.

Planning Ahead

• Start your financial planning at the same time you begin choosing colleges, at least 12 months before you wish to study in the United States.
• Tuition costs vary from college to college. Private universities charge more than state universities, which in turn charge more than community colleges. Research actual costs very carefully.
• Cost is not an indication of the quality of an institution.
• Living expenses vary depending on location and your lifestyle.
• Many colleges expect you and your family to fund the full cost of your education.
• The main source of possible financial assistance is the college where you are applying however, funds available for international students are limited, and full funding is very rare.
• Financial assistance can be awarded as scholarships, grants, and, in some instances, through work-study or loans.
  Aid, if available, is usually based on merit, but sometimes on need.

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