Calculating Your Expenses

The main costs involved in studying in the United States are tuition, fees, and living costs. These vary widely, so if you explore several possibilities you can have some control over the cost of your education. All U.S. universities publish information on the costs of attending their institution and living in their area of the country. Consider the points outlined below in calculating your costs. -eng

Tuition and Fees
Tuition is the cost of instruction, and fees are the costs associated with services such as the library, student activities, or the health center. International students are required to pay both tuition and fees. Some universities charge an additional fee for health insurance, which is usually mandatory for all students. Because tuition and fees vary from school to school and rise by an average of 5 percent each year, be sure to consult current college catalogs, websites, or reference materials (available at EducationUSA advising centers) for the latest figures. Be sure to confirm current costs with the institution at the time you apply.

Living Costs
Living costs vary widely and depend on individual lifestyles. Living expenses are highest in large cities, in California, and in the Northeast. Costs can be much lower in the South, the Midwest, and other areas. University catalogs and websites are a good source of information on current living costs. Within the total living costs they quote, you will usually find an approximate breakdown of costs for items such as room, board, books, medical insurance, and personal expenses. Your EducationUSA advising center may also have information on the latest monthly living expenses by city or institution.

When calculating your basic living expenses, remember to include the following in addition to food and housing:

Books and Supplies: Colleges estimate the cost for books and supplies for the academic year. Students studying in the United States must buy their textbooks, and books can be quite expensive. Most institutions have on-campus bookstores. Many of these stores allow you to purchase used books at a lower cost, or to sell back your books at the end of a semester at partial value. If you are planning to study in a field that requires special supplies, such as engineering, art, or architecture, your expenses are likely to be higher than the average.

Transportation: The living costs quoted by most universities do not include trips between the United States and your home country. Be sure that your annual budget includes expenses for return travel between your home country and your college. If you plan to live off campus and commute, you should also include the cost of traveling to campus each day.

Other Personal Expenses: Personal expenses include the cost of basic goods, clothing, and services. Health insurance is required. If you have dependents (a spouse and/or children) or special medical needs, you will need substantial additional funds. www.